Making sure that we'll always be able to pay the bills and our mortgage or rent is vital - for ourselves and those we care about most.
That means having adequate protection in place.
However, a worrying 30% of UK employees don't have any financial back-up plans in the case of critical illness, disability, loss of salary, redundancy or death. Seven out of ten self-employed workers do not have life insurance to protect their dependents.
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020 3874 4727 | |
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helenclague@riverside-consultants.com | |
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Or complete our contact form | |
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Sign up for further information on our free Investment and Retirement Planning Events |
Protecting your home and the people that matter most to you can cost as little as your weekly take-out coffee.
Surprised? When you discover just how much it costs you may wonder why you haven't taken out a policy sooner.
Prices can start from only £10 a month for a non-smoking 25-year-old, for a 25-year term with £200,000 worth of cover. Click here for a sample quote
Give us just 20 minutes of your time for an initial discussion and we can explore your current situation and help you understand your options. It could be over the phone or we'd be delighted to meet up and chat things through - perhaps over a coffee.
So why walk a financial tightrope when sorting out the future is quick and simple... and could cost far less than you imagine?
![]() |
020 3874 4727 | |
![]() |
helenclague@riverside-consultants.com | |
![]() |
Or complete our contact form | |
![]() |
Sign up for further information on our free Investment and Retirement Planning Events |
We'd love to chat and see how we can help you with your future finances. It will only take about 20 minutes - the time it takes to drink a cup of coffee - for us to help you understand the steps you can take to put plans in place to help your future financial security. We'll even supply the coffee!
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| Age | 20 year Level term assurance |
30 year Level term assurance |
Mortgage Life Insurance (30 years) |
Whole of Life Assurance |
| 30 | £5.08 | £5.83 | £4.62 | £34.25 |
| 35 | £6.85 | £8.10 | £6.12 | £41.24 |
| 40 | £9.39 | £11.58 | £8.68 | £48.27 |
| 45 | £13.58 | £18.29 | £12.65 | £61.28 |
| 50 | £20.87 | £30.20 | £20.67 | £82.10 |
1. A £5 Costa Coffee Gift Card or eGift will be distributed to the first 1,000 entrants upon completion of conversation with Financial Adviser by telephone, skype or in person.
2. Costa Coffee Gift Card or eGift will be distributed by post or in person within 10 days of completion of conversation.
3. The promotion is open to residents of the UK, expect for employees and families of Openwork Financial Adviser network.
4. Entrants must be 18 or over.
5. There is a limit of one Gift Card or EGift per entrant. Multiple entries will not be accepted.
6. The promotion will run from 1st May 2018 to 31st December 2018, no entrants will be accepted after the 31st December 2018.
7. Gift cards can be redeemed at any participating Costa Coffee outlet in England, Scotland and Wales.
8. The gift cards and eGifts will be sent to you and activated together. From the date of activation, the gift card or eGift will expire if the card is not used within 12 consecutive months.
9. Any decision by Openwork as to eligibility to take part in this promotion, resulting in the decline of Gift Card or eGift will be final and no correspondence will be entered into.
10. There is no cash alternative to the Gift Card or eGift.
11. All entrants consent to the transfer of their personal data to the Data Controller for the purposes of the administration of this promotion.
12. Promoter and Data Controller: Openwork, Washington House, Lydiard Fields, Swindon, SN5 8UB.
13. This promotion and these Terms & Conditions are subject to the Laws of England and Wales. Any disputes must be referred to the English Courts.
14. Costa reserves the right to cancel any Costa Gift Cards if they suspect it is being used fraudulently or in breach of the Terms and Conditions.